Auto insurance is a type of insurance policy that provides financial protection for individuals in the event of an accident involving a vehicle they own or operate. The policy typically covers damages to the vehicle, as well as any injuries or deaths that may occur as a result of the accident. It may also cover liability for damages or injuries caused to others in the event that the policyholder is found to be at fault for the accident. Auto insurance policies are typically purchased by car owners, and may be required by law in many jurisdictions.